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Is Credit Card Debt Putting Your Future in Hock?

Over the past 34 years, U.S. household debt has skyrocketed from $680 billion in 1974 to an astronomical $14 trillion in 2008, according to the November 1, 2010 issue of Time magazine. Since the early 1980s, U.S. consumer consumption has outpaced income a... Read >

How to Keep Holiday Spending Under Control

More Americans fall into the debt pit during the holidays than at any other time of the year. Crowded malls, highly-advertised merchandise discounts, bright lights, blaring holiday music, pretty decorations – retailers pull out all the bells and whistles ... Read >

Spouse’s Debt Problems Can Affect Both Parties

If you pay your bills on time and are prompt about making payments on car loans, student loans, mortgages and other debts, you may believe that your excellent credit rating is safe and secure. However, debt relief counselors warn, if your spouse is neglig... Read >

Tips for Controlling Holiday Spending

Buying the perfect gift for everyone on your holiday gift list can make the December holidays cheerful and bright; but happiness quickly turns to doom and gloom when January credit card bills arrive. Holiday overspending can send even financially stable c... Read >